/* ============================================================
   Vaultstone Bank — Main Stylesheet
   Design System: Dark Navy + Gold
   ============================================================ */

/* ── Google Fonts are loaded via <link> in HTML ── */

/* ============================================================
   1. CSS Custom Properties (Design Tokens)
   ============================================================ */
:root {
  /* Colors */
  --primary:        #0A0E1A;
  --primary-deep:   #060810;
  --surface:        #111827;
  --surface-2:      #1a2236;
  --surface-3:      #1f2a40;
  --accent:         #C9A84C;
  --accent-light:   #E8C97A;
  --accent-dim:     rgba(201, 168, 76, 0.15);
  --accent-border:  rgba(201, 168, 76, 0.2);
  --accent-glow:    rgba(201, 168, 76, 0.35);
  --text:           #F9FAFB;
  --text-secondary: #CBD5E1;
  --muted:          #6B7280;
  --muted-2:        #4B5563;
  --success:        #10B981;
  --danger:         #EF4444;
  --info:           #3B82F6;

  /* Typography */
  --font-base:      'Inter', system-ui, -apple-system, sans-serif;
  --text-xs:        0.75rem;
  --text-sm:        0.875rem;
  --text-base:      1rem;
  --text-lg:        1.125rem;
  --text-xl:        1.25rem;
  --text-2xl:       1.5rem;
  --text-3xl:       1.875rem;
  --text-4xl:       2.25rem;
  --text-5xl:       3rem;
  --text-6xl:       3.75rem;
  --text-7xl:       4.5rem;
  --fw-normal:      400;
  --fw-medium:      500;
  --fw-semibold:    600;
  --fw-bold:        700;
  --fw-extrabold:   800;
  --leading-tight:  1.2;
  --leading-snug:   1.35;
  --leading-normal: 1.6;

  /* Spacing */
  --space-1:  0.25rem;
  --space-2:  0.5rem;
  --space-3:  0.75rem;
  --space-4:  1rem;
  --space-5:  1.25rem;
  --space-6:  1.5rem;
  --space-8:  2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* Borders & Radius */
  --radius-sm:   0.375rem;
  --radius:      0.5rem;
  --radius-md:   0.75rem;
  --radius-lg:   1rem;
  --radius-xl:   1.5rem;
  --radius-full: 9999px;
  --border:      1px solid var(--accent-border);

  /* Shadows */
  --shadow-sm:   0 1px 3px rgba(0,0,0,0.4);
  --shadow:      0 4px 16px rgba(0,0,0,0.5);
  --shadow-lg:   0 8px 32px rgba(0,0,0,0.6);
  --shadow-xl:   0 16px 64px rgba(0,0,0,0.7);
  --shadow-gold: 0 8px 32px rgba(201,168,76,0.18);
  --shadow-gold-lg: 0 16px 48px rgba(201,168,76,0.25);

  /* Transitions */
  --transition-fast: 0.2s ease;
  --transition:      0.35s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  --transition-slow: 0.6s cubic-bezier(0.25, 0.46, 0.45, 0.94);

  /* Z-index */
  --z-base:    1;
  --z-overlay: 10;
  --z-nav:     100;
  --z-modal:   200;
  --z-cursor:  9999;

  /* Layout */
  --max-width:     1280px;
  --nav-height:    72px;
}

/* ============================================================
   2. Reset & Base
   ============================================================ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-base);
  font-size: var(--text-base);
  font-weight: var(--fw-normal);
  line-height: var(--leading-normal);
  color: var(--text);
  background-color: var(--primary);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body.menu-open {
  overflow: hidden;
}

img, video, svg {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

ul, ol {
  list-style: none;
}

input, textarea, select {
  font-family: inherit;
}

/* ============================================================
   3. Custom Cursor
   ============================================================ */
.cursor-dot {
  position: fixed;
  top: 0;
  left: 0;
  width: 8px;
  height: 8px;
  background: var(--accent);
  border-radius: var(--radius-full);
  pointer-events: none;
  z-index: var(--z-cursor);
  transform: translate(-50%, -50%);
  transition: transform 0.1s ease, width 0.3s ease, height 0.3s ease, opacity 0.3s ease;
  mix-blend-mode: normal;
}

.cursor-ring {
  position: fixed;
  top: 0;
  left: 0;
  width: 36px;
  height: 36px;
  border: 1.5px solid rgba(201,168,76,0.55);
  border-radius: var(--radius-full);
  pointer-events: none;
  z-index: var(--z-cursor);
  transform: translate(-50%, -50%);
  transition: transform 0.08s ease, width 0.3s ease, height 0.3s ease, opacity 0.3s ease;
}

.cursor-dot.cursor-hover {
  width: 12px;
  height: 12px;
  background: var(--accent-light);
}

.cursor-ring.cursor-hover {
  width: 52px;
  height: 52px;
  border-color: var(--accent);
}

@media (pointer: coarse) {
  .cursor-dot, .cursor-ring { display: none; }
}

/* ============================================================
   4. Utility Classes
   ============================================================ */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin-inline: auto;
  padding-inline: var(--space-6);
}

@media (min-width: 768px) {
  .container { padding-inline: var(--space-8); }
}
@media (min-width: 1280px) {
  .container { padding-inline: var(--space-12); }
}

.section {
  padding-block: var(--space-24);
}

@media (max-width: 768px) {
  .section { padding-block: var(--space-16); }
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  font-weight: var(--fw-semibold);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: var(--space-4);
}

.section-label::before {
  content: '';
  display: block;
  width: 24px;
  height: 1px;
  background: var(--accent);
}

.section-title {
  font-size: clamp(var(--text-3xl), 5vw, var(--text-5xl));
  font-weight: var(--fw-bold);
  line-height: var(--leading-tight);
  letter-spacing: -0.02em;
  color: var(--text);
}

.section-title span {
  color: var(--accent);
}

.section-subtitle {
  margin-top: var(--space-4);
  font-size: var(--text-lg);
  color: var(--text-secondary);
  max-width: 560px;
  line-height: var(--leading-normal);
}

.text-center { text-align: center; }
.text-center .section-label { justify-content: center; }
.text-center .section-label::before { display: none; }
.text-center .section-subtitle { margin-inline: auto; }

.gold { color: var(--accent); }

.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* ============================================================
   5. Keyframe Animations
   ============================================================ */
@keyframes fade-in {
  from { opacity: 0; }
  to   { opacity: 1; }
}

@keyframes slide-up {
  from { opacity: 0; transform: translateY(32px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes slide-in-left {
  from { opacity: 0; transform: translateX(-32px); }
  to   { opacity: 1; transform: translateX(0); }
}

@keyframes shimmer {
  0%   { background-position: -200% center; }
  100% { background-position:  200% center; }
}

@keyframes pulse-gold {
  0%, 100% { box-shadow: 0 0 0 0 rgba(201,168,76,0); }
  50%       { box-shadow: 0 0 0 8px rgba(201,168,76,0.12); }
}

@keyframes float {
  0%, 100% { transform: translateY(0px); }
  50%       { transform: translateY(-12px); }
}

@keyframes border-flow {
  0%   { background-position: 0% 50%; }
  50%  { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}

@keyframes spin-slow {
  from { transform: rotate(0deg); }
  to   { transform: rotate(360deg); }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* ============================================================
   6. Buttons
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: 0.75rem 1.75rem;
  font-size: var(--text-sm);
  font-weight: var(--fw-semibold);
  letter-spacing: 0.02em;
  border-radius: var(--radius);
  border: 1px solid transparent;
  cursor: pointer;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  white-space: nowrap;
}

.btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0.06);
  opacity: 0;
  transition: opacity 0.25s ease;
}

.btn:hover::before { opacity: 1; }

.btn-primary {
  background: linear-gradient(135deg, var(--accent) 0%, #a8863a 100%);
  color: var(--primary-deep);
  border-color: var(--accent);
}

.btn-primary:hover {
  box-shadow: var(--shadow-gold);
  transform: translateY(-2px);
}

.btn-primary:active { transform: translateY(0); }

.btn-outline {
  background: transparent;
  color: var(--accent);
  border-color: var(--accent-border);
}

.btn-outline:hover {
  border-color: var(--accent);
  background: var(--accent-dim);
  color: var(--accent-light);
}

.btn-ghost {
  background: transparent;
  color: var(--text-secondary);
  border-color: transparent;
}

.btn-ghost:hover {
  color: var(--text);
  background: rgba(255,255,255,0.06);
}

.btn-lg {
  padding: 1rem 2.25rem;
  font-size: var(--text-base);
  border-radius: var(--radius-md);
}

.btn-sm {
  padding: 0.5rem 1.1rem;
  font-size: var(--text-xs);
}

/* ============================================================
   7. Navigation
   ============================================================ */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: var(--nav-height);
  z-index: var(--z-nav);
  transition: background 0.4s ease, box-shadow 0.4s ease, transform 0.4s ease;
  background: transparent;
}

.navbar.scrolled {
  background: rgba(10, 14, 26, 0.92);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  box-shadow: 0 1px 0 var(--accent-border), var(--shadow-lg);
}

.navbar.hidden {
  transform: translateY(-100%);
}

.navbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}

/* Logo */
.navbar__logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-weight: var(--fw-bold);
  font-size: var(--text-lg);
  letter-spacing: -0.02em;
  color: var(--text);
  flex-shrink: 0;
}

.navbar__logo-icon {
  width: 36px;
  height: 36px;
  background: linear-gradient(135deg, var(--accent) 0%, #a8863a 100%);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.navbar__logo-icon svg {
  width: 20px;
  height: 20px;
  color: var(--primary-deep);
  stroke-width: 2.5;
}

.navbar__logo-text span {
  color: var(--accent);
}

/* Nav links */
.navbar__nav {
  display: flex;
  align-items: center;
  gap: var(--space-1);
}

.navbar__link {
  position: relative;
  padding: var(--space-2) var(--space-3);
  font-size: var(--text-sm);
  font-weight: var(--fw-medium);
  color: var(--text-secondary);
  transition: color var(--transition-fast);
  border-radius: var(--radius-sm);
}

.navbar__link::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  transform: translateX(-50%) scaleX(0);
  width: 80%;
  height: 1px;
  background: var(--accent);
  transition: transform 0.25s ease;
}

.navbar__link:hover {
  color: var(--text);
}

.navbar__link:hover::after {
  transform: translateX(-50%) scaleX(1);
}

/* Nav actions */
.navbar__actions {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.navbar__login {
  font-size: var(--text-sm);
  font-weight: var(--fw-medium);
  color: var(--text-secondary);
  transition: color var(--transition-fast);
  padding: var(--space-2) var(--space-3);
}

.navbar__login:hover { color: var(--text); }

/* Mobile menu button */
.navbar__toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 32px;
  height: 32px;
  padding: 4px;
  cursor: pointer;
  background: none;
  border: none;
}

.navbar__toggle span {
  display: block;
  height: 1.5px;
  background: var(--text);
  border-radius: 2px;
  transition: var(--transition);
  transform-origin: center;
}

.navbar__toggle.open span:nth-child(1) {
  transform: translateY(6.5px) rotate(45deg);
}
.navbar__toggle.open span:nth-child(2) {
  opacity: 0;
  transform: scaleX(0);
}
.navbar__toggle.open span:nth-child(3) {
  transform: translateY(-6.5px) rotate(-45deg);
}

/* Mobile menu */
.navbar__mobile {
  display: none;
  position: fixed;
  top: var(--nav-height);
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(10, 14, 26, 0.98);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  padding: var(--space-8) var(--space-6);
  flex-direction: column;
  gap: var(--space-4);
  z-index: calc(var(--z-nav) - 1);
  overflow-y: auto;
}

.navbar__mobile.open {
  display: flex;
}

.navbar__mobile-link {
  font-size: var(--text-xl);
  font-weight: var(--fw-semibold);
  color: var(--text-secondary);
  padding: var(--space-3) 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: color var(--transition-fast);
}

.navbar__mobile-link:hover { color: var(--accent); }

.navbar__mobile-cta {
  margin-top: var(--space-4);
}

@media (max-width: 1024px) {
  .navbar__nav { display: none; }
  .navbar__login { display: none; }
  .navbar__toggle { display: flex; }
}

/* ============================================================
   8. Hero Section
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--primary-deep);
}

.hero__canvas {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  z-index: 1;
}

.hero__gradient {
  position: absolute;
  inset: 0;
  z-index: 2;
  background:
    radial-gradient(ellipse 60% 50% at 70% 50%, rgba(201,168,76,0.06) 0%, transparent 70%),
    radial-gradient(ellipse 40% 60% at 20% 80%, rgba(10,14,26,0.8) 0%, transparent 60%),
    linear-gradient(to right, rgba(10,14,26,0.85) 0%, rgba(10,14,26,0.3) 50%, rgba(10,14,26,0.1) 100%);
  pointer-events: none;
}

.hero__content {
  position: relative;
  z-index: 3;
  padding-top: var(--nav-height);
  padding-block: var(--space-20);
  max-width: 680px;
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: rgba(201,168,76,0.08);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: var(--radius-full);
  padding: var(--space-1) var(--space-4) var(--space-1) var(--space-2);
  font-size: var(--text-xs);
  font-weight: var(--fw-semibold);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent-light);
  margin-bottom: var(--space-6);
}

.hero__eyebrow-dot {
  width: 6px;
  height: 6px;
  background: var(--accent);
  border-radius: var(--radius-full);
  animation: pulse-gold 2s ease infinite;
}

.hero__title {
  font-size: clamp(2.5rem, 7vw, 5rem);
  font-weight: var(--fw-extrabold);
  line-height: var(--leading-tight);
  letter-spacing: -0.03em;
  color: var(--text);
  margin-bottom: var(--space-6);
}

.hero__title .line-accent {
  display: block;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 50%, var(--accent) 100%);
  background-size: 200% auto;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  animation: shimmer 4s linear infinite;
}

.hero__subtitle {
  font-size: clamp(var(--text-base), 2vw, var(--text-xl));
  color: var(--text-secondary);
  line-height: var(--leading-normal);
  margin-bottom: var(--space-10);
  max-width: 520px;
}

.hero__actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: var(--space-4);
}

.hero__trust {
  margin-top: var(--space-12);
  display: flex;
  align-items: center;
  gap: var(--space-6);
  flex-wrap: wrap;
}

.hero__trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: var(--muted);
}

.hero__trust-item svg {
  width: 16px;
  height: 16px;
  color: var(--accent);
  flex-shrink: 0;
}

.hero__scroll-hint {
  position: absolute;
  bottom: var(--space-8);
  left: 50%;
  transform: translateX(-50%);
  z-index: 3;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-2);
  color: var(--muted);
  font-size: var(--text-xs);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  animation: float 2.5s ease-in-out infinite;
}

.hero__scroll-line {
  width: 1px;
  height: 40px;
  background: linear-gradient(to bottom, var(--accent), transparent);
}

/* ============================================================
   9. Features Strip
   ============================================================ */
.features {
  background: var(--surface);
  border-top: 1px solid var(--accent-border);
  border-bottom: 1px solid var(--accent-border);
  padding-block: var(--space-16);
}

.features__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-1);
}

@media (max-width: 1024px) {
  .features__grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 600px) {
  .features__grid { grid-template-columns: 1fr; }
}

.feature-card {
  position: relative;
  padding: var(--space-8) var(--space-6);
  background: var(--surface);
  border: 1px solid var(--accent-border);
  border-radius: var(--radius-lg);
  transition: var(--transition);
  overflow: hidden;
  cursor: default;
}

.feature-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--accent), transparent);
  opacity: 0;
  transition: opacity 0.35s ease;
}

.feature-card:hover {
  transform: translateY(-6px);
  border-color: rgba(201,168,76,0.4);
  box-shadow: var(--shadow-gold);
  background: var(--surface-2);
}

.feature-card:hover::before {
  opacity: 1;
}

.feature-card__icon {
  width: 48px;
  height: 48px;
  background: var(--accent-dim);
  border: 1px solid var(--accent-border);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-5);
  transition: var(--transition);
}

.feature-card__icon svg {
  width: 22px;
  height: 22px;
  color: var(--accent);
  stroke-width: 1.75;
}

.feature-card:hover .feature-card__icon {
  background: rgba(201,168,76,0.2);
  border-color: rgba(201,168,76,0.5);
  box-shadow: 0 0 20px rgba(201,168,76,0.15);
}

.feature-card__title {
  font-size: var(--text-lg);
  font-weight: var(--fw-semibold);
  color: var(--text);
  margin-bottom: var(--space-2);
  letter-spacing: -0.01em;
}

.feature-card__desc {
  font-size: var(--text-sm);
  color: var(--muted);
  line-height: var(--leading-normal);
}

/* ============================================================
   10. Stats Section
   ============================================================ */
.stats {
  background: var(--primary-deep);
  padding-block: var(--space-24);
  position: relative;
  overflow: hidden;
}

.stats::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(201,168,76,0.04) 0%, transparent 70%);
  pointer-events: none;
}

.stats__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-8);
}

@media (max-width: 1024px) {
  .stats__grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 560px) {
  .stats__grid { grid-template-columns: 1fr 1fr; gap: var(--space-6); }
}

.stat-item {
  text-align: center;
  padding: var(--space-8) var(--space-4);
  border: 1px solid var(--accent-border);
  border-radius: var(--radius-lg);
  background: var(--surface);
  position: relative;
  overflow: hidden;
  transition: var(--transition);
}

.stat-item:hover {
  border-color: rgba(201,168,76,0.4);
  box-shadow: var(--shadow-gold);
  transform: translateY(-4px);
}

.stat-item__value {
  font-size: clamp(var(--text-3xl), 5vw, var(--text-5xl));
  font-weight: var(--fw-extrabold);
  letter-spacing: -0.03em;
  background: linear-gradient(135deg, var(--accent-light) 0%, var(--accent) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: block;
  margin-bottom: var(--space-2);
  line-height: 1;
}

.stat-item__label {
  font-size: var(--text-sm);
  color: var(--muted);
  font-weight: var(--fw-medium);
  line-height: var(--leading-snug);
}

/* ============================================================
   11. Products Section
   ============================================================ */
.products {
  background: var(--primary);
  padding-block: var(--space-24);
}

.products__header {
  margin-bottom: var(--space-16);
}

.products__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}

@media (max-width: 1024px) {
  .products__grid { grid-template-columns: 1fr; max-width: 520px; margin-inline: auto; }
}

.product-card {
  position: relative;
  padding: var(--space-8);
  background: var(--surface);
  border-radius: var(--radius-xl);
  border: 1px solid var(--accent-border);
  overflow: hidden;
  transition: var(--transition);
  cursor: default;
}

.product-card::after {
  content: '';
  position: absolute;
  inset: -1px;
  border-radius: var(--radius-xl);
  padding: 1px;
  background: linear-gradient(135deg, rgba(201,168,76,0.4), transparent, rgba(201,168,76,0.1));
  mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  mask-composite: exclude;
  -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite: destination-out;
  opacity: 0;
  transition: opacity 0.4s ease;
  pointer-events: none;
}

.product-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-gold-lg);
  border-color: rgba(201,168,76,0.35);
  background: var(--surface-2);
}

.product-card:hover::after { opacity: 1; }

.product-card--featured {
  background: linear-gradient(145deg, var(--surface-2) 0%, var(--surface-3) 100%);
  border-color: rgba(201,168,76,0.4);
}

.product-card__badge {
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  background: var(--accent);
  color: var(--primary-deep);
  font-size: 0.65rem;
  font-weight: var(--fw-bold);
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius-full);
}

.product-card__icon {
  width: 56px;
  height: 56px;
  background: var(--accent-dim);
  border: 1px solid var(--accent-border);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-6);
}

.product-card__icon svg {
  width: 26px;
  height: 26px;
  color: var(--accent);
  stroke-width: 1.5;
}

.product-card__title {
  font-size: var(--text-2xl);
  font-weight: var(--fw-bold);
  letter-spacing: -0.02em;
  color: var(--text);
  margin-bottom: var(--space-3);
}

.product-card__desc {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: var(--leading-normal);
  margin-bottom: var(--space-6);
}

.product-card__features {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  margin-bottom: var(--space-8);
}

.product-card__feature {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: var(--text-secondary);
}

.product-card__feature svg {
  width: 16px;
  height: 16px;
  color: var(--accent);
  flex-shrink: 0;
  stroke-width: 2.5;
}

/* ============================================================
   12. Testimonials
   ============================================================ */
.testimonials {
  background: var(--surface);
  padding-block: var(--space-24);
  border-top: 1px solid var(--accent-border);
  border-bottom: 1px solid var(--accent-border);
  overflow: hidden;
}

.testimonials__header {
  margin-bottom: var(--space-12);
}

.testimonial-carousel {
  position: relative;
}

.testimonial-track {
  display: flex;
  gap: var(--space-6);
  transition: transform 0.6s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

.testimonial-slide {
  flex: 0 0 calc(33.333% - var(--space-4));
  min-width: 0;
}

@media (max-width: 1024px) {
  .testimonial-slide { flex: 0 0 calc(50% - var(--space-3)); }
}

@media (max-width: 640px) {
  .testimonial-slide { flex: 0 0 100%; }
}

.testimonial-card {
  background: var(--primary);
  border: 1px solid var(--accent-border);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  height: 100%;
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  transition: var(--transition);
}

.testimonial-card:hover {
  border-color: rgba(201,168,76,0.35);
  box-shadow: var(--shadow-gold);
  transform: translateY(-4px);
}

.testimonial-card__quote {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: var(--leading-normal);
  flex: 1;
  font-style: italic;
}

.testimonial-card__quote::before {
  content: '"';
  display: block;
  font-size: 3rem;
  line-height: 1;
  color: var(--accent);
  font-style: normal;
  margin-bottom: var(--space-2);
  font-family: Georgia, serif;
  opacity: 0.6;
}

.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.testimonial-card__avatar {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-full);
  background: linear-gradient(135deg, var(--accent) 0%, #6b5520 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: var(--fw-bold);
  font-size: var(--text-sm);
  color: var(--primary-deep);
  flex-shrink: 0;
  border: 2px solid var(--accent-border);
}

.testimonial-card__name {
  font-weight: var(--fw-semibold);
  font-size: var(--text-sm);
  color: var(--text);
}

.testimonial-card__role {
  font-size: var(--text-xs);
  color: var(--muted);
}

.testimonial-card__stars {
  display: flex;
  gap: 2px;
}

.testimonial-card__stars svg {
  width: 14px;
  height: 14px;
  color: var(--accent);
  fill: currentColor;
}

.testimonial-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-4);
  margin-top: var(--space-10);
}

.testimonial-btn {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-full);
  background: var(--primary);
  border: 1px solid var(--accent-border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  transition: var(--transition);
  cursor: pointer;
}

.testimonial-btn:hover {
  background: var(--accent-dim);
  border-color: var(--accent);
  box-shadow: var(--shadow-gold);
}

.testimonial-btn svg {
  width: 18px;
  height: 18px;
  stroke-width: 2;
}

.testimonial-dots {
  display: flex;
  gap: var(--space-2);
  align-items: center;
}

.testimonial-dot {
  width: 6px;
  height: 6px;
  border-radius: var(--radius-full);
  background: var(--muted-2);
  cursor: pointer;
  transition: var(--transition);
}

.testimonial-dot.active {
  background: var(--accent);
  width: 20px;
}

/* ============================================================
   13. CTA Banner
   ============================================================ */
.cta-banner {
  background: var(--primary-deep);
  padding-block: var(--space-24);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  top: -50%;
  left: 50%;
  transform: translateX(-50%);
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 60%);
  pointer-events: none;
}

.cta-banner__title {
  font-size: clamp(var(--text-3xl), 6vw, var(--text-6xl));
  font-weight: var(--fw-extrabold);
  letter-spacing: -0.03em;
  color: var(--text);
  line-height: var(--leading-tight);
  margin-bottom: var(--space-6);
}

.cta-banner__title span {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-light) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.cta-banner__subtitle {
  font-size: var(--text-lg);
  color: var(--text-secondary);
  max-width: 500px;
  margin: 0 auto var(--space-10);
  line-height: var(--leading-normal);
}

.cta-banner__actions {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}

.cta-banner__note {
  margin-top: var(--space-6);
  font-size: var(--text-xs);
  color: var(--muted);
}

/* ============================================================
   14. Footer
   ============================================================ */
.footer {
  background: var(--primary-deep);
  border-top: 1px solid var(--accent-border);
  padding-top: var(--space-16);
  padding-bottom: var(--space-10);
}

.footer__top {
  display: grid;
  grid-template-columns: 1.8fr repeat(4, 1fr);
  gap: var(--space-8);
  margin-bottom: var(--space-12);
}

@media (max-width: 1024px) {
  .footer__top { grid-template-columns: 1fr 1fr 1fr; }
  .footer__brand { grid-column: 1 / -1; }
}

@media (max-width: 640px) {
  .footer__top { grid-template-columns: 1fr 1fr; }
  .footer__brand { grid-column: 1 / -1; }
}

.footer__brand-logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-weight: var(--fw-bold);
  font-size: var(--text-lg);
  color: var(--text);
  margin-bottom: var(--space-4);
}

.footer__brand-logo .logo-icon {
  width: 32px;
  height: 32px;
  background: linear-gradient(135deg, var(--accent) 0%, #a8863a 100%);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
}

.footer__brand-logo .logo-icon svg {
  width: 18px;
  height: 18px;
  color: var(--primary-deep);
  stroke-width: 2.5;
}

.footer__brand-desc {
  font-size: var(--text-sm);
  color: var(--muted);
  line-height: var(--leading-normal);
  max-width: 280px;
  margin-bottom: var(--space-6);
}

.footer__social {
  display: flex;
  gap: var(--space-3);
}

.footer__social-link {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-sm);
  background: var(--surface);
  border: 1px solid var(--accent-border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--muted);
  transition: var(--transition);
}

.footer__social-link:hover {
  background: var(--accent-dim);
  border-color: rgba(201,168,76,0.4);
  color: var(--accent);
}

.footer__social-link svg {
  width: 16px;
  height: 16px;
  stroke-width: 1.75;
}

.footer__col-title {
  font-size: var(--text-sm);
  font-weight: var(--fw-semibold);
  color: var(--text);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  margin-bottom: var(--space-5);
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.footer__link {
  font-size: var(--text-sm);
  color: var(--muted);
  transition: color var(--transition-fast);
}

.footer__link:hover { color: var(--accent-light); }

.footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: var(--space-8);
  border-top: 1px solid rgba(255,255,255,0.06);
  gap: var(--space-6);
  flex-wrap: wrap;
}

.footer__legal {
  font-size: var(--text-xs);
  color: var(--muted);
  line-height: var(--leading-normal);
}

.footer__certifications {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  flex-wrap: wrap;
}

.footer__cert {
  display: flex;
  align-items: center;
  gap: var(--space-1);
  font-size: var(--text-xs);
  color: var(--muted-2);
}

.footer__cert svg {
  width: 14px;
  height: 14px;
  color: var(--accent);
}

/* ============================================================
   15. Scroll Reveal (JS-controlled)
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s cubic-bezier(0.25, 0.46, 0.45, 0.94),
              transform 0.7s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-left {
  opacity: 0;
  transform: translateX(-28px);
  transition: opacity 0.7s cubic-bezier(0.25, 0.46, 0.45, 0.94),
              transform 0.7s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

.reveal-left.visible {
  opacity: 1;
  transform: translateX(0);
}

/* Stagger delays */
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* ============================================================
   16. Glass Card Component
   ============================================================ */
.glass-card {
  background: rgba(17, 24, 39, 0.75);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border: 1px solid var(--accent-border);
  border-radius: var(--radius-xl);
}

/* ============================================================
   17. Divider
   ============================================================ */
.divider {
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--accent-border), transparent);
  border: none;
  margin-block: var(--space-8);
}

/* ============================================================
   18. Page-level Animations (on load)
   ============================================================ */
.hero__content > * {
  opacity: 0;
  transform: translateY(20px);
}

.hero-loaded .hero__content > * {
  animation: slide-up 0.8s cubic-bezier(0.25, 0.46, 0.45, 0.94) forwards;
}

.hero-loaded .hero__eyebrow        { animation-delay: 0.15s; }
.hero-loaded .hero__title          { animation-delay: 0.3s;  }
.hero-loaded .hero__subtitle       { animation-delay: 0.45s; }
.hero-loaded .hero__actions        { animation-delay: 0.6s;  }
.hero-loaded .hero__trust          { animation-delay: 0.75s; }

/* ============================================================
   19. Scroll Progress Bar
   ============================================================ */
.scroll-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 2px;
  width: 0%;
  background: linear-gradient(90deg, var(--accent), var(--accent-light));
  z-index: calc(var(--z-nav) + 1);
  transition: width 0.1s linear;
  pointer-events: none;
}

/* ============================================================
   20. 3D Canvas polish
   ============================================================ */

/* Ensure page-hero canvas doesn't clip on overflow */
.page-hero { isolation: isolate; }

/* Floating card lift transition smoothing */
.culture-card,
.cert-badge,
.pillar-card,
.benefit-item,
.process-step,
.loan-card,
.invest-card,
.svc-stat,
.glass-card {
  will-change: transform;
  transition:
    transform 0.35s cubic-bezier(0.25, 0.46, 0.45, 0.94),
    border-color 0.35s ease,
    box-shadow 0.35s ease;
}

/* Magnetic button ripple on click */
.btn {
  position: relative;
  overflow: hidden;
}
.btn::after {
  content: '';
  position: absolute;
  width: 0; height: 0;
  border-radius: 50%;
  background: rgba(255,255,255,0.18);
  transform: translate(-50%, -50%);
  left: var(--ripple-x, 50%);
  top:  var(--ripple-y, 50%);
  transition: width 0.55s ease, height 0.55s ease, opacity 0.55s ease;
  opacity: 0;
  pointer-events: none;
}
.btn.ripple::after {
  width: 240px; height: 240px;
  opacity: 0;
}

/* 3D perspective container for stat/pillar grids */
.stats__grid,
.pillars-grid,
.culture-grid,
.benefits-grid {
  perspective: 1200px;
}