Instant Transfers
Move money globally in seconds — not days. Real-time settlement across 147 countries with zero hidden fees.
FDIC Insured · SOC 2 Type II · Est. 1998
Banking Built on Trust. Engineered for Tomorrow.
Vaultstone delivers institutional-grade financial services with the simplicity and speed of modern technology. Your wealth, secured and growing.
256-bit Encryption
FDIC Insured up to $250K
24/7 Concierge Support
256-bit Encryption
Military-grade AES-256 encryption protects every transaction. Zero-trust architecture with continuous threat monitoring.
Global Reach
Access your accounts from anywhere on Earth. Multi-currency accounts, competitive FX rates, and local payment rails.
Smart Insights
AI-powered analytics surface spending patterns, forecast cash flow, and deliver personalized recommendations to build wealth.
By The Numbers
The Scale of Trust
25 years of disciplined growth, guided by one principle: client assets come first.
$0
Assets Under Management
0
Clients Worldwide
0
Platform Uptime
0
Countries Served
Our Products
Built for Every Milestone
Whether you're saving your first paycheck or managing a portfolio, Vaultstone has the right account for you.
Personal
Your everyday account, reimagined. High-yield savings, instant transfers, and a titanium debit card that earns rewards on every purchase.
- 4.75% APY High-Yield Savings
- Zero monthly fees, ever
- Instant global transfers
- AI-powered spend analytics
Most Popular
Business
Streamline treasury operations with multi-user accounts, automated payroll, and real-time cash flow dashboards built for growth.
- Multi-user roles & permissions
- Automated payroll & invoicing
- $500K FDIC coverage
- Dedicated relationship manager
Wealth Management
White-glove portfolio management, estate planning, and alternative investments — for clients with $1M+ in investable assets.
- Dedicated private banker
- Alternative assets & hedge funds
- Estate & tax planning
- Concierge at every tier
About Vaultstone
We Believe Banking Should Serve You
Founded in 1998 by former Goldman Sachs executives, Vaultstone was built on a simple conviction: individuals and businesses deserve the same institutional-grade tools that were once reserved for the ultra-wealthy.
Today, with $48B AUM and 2.4 million clients across 147 countries, we remain privately held, debt-free, and obsessively focused on one metric — client outcomes.
25+
Years of excellence in global finance
AA+
Credit rating by S&P and Moody's
$0
Client funds ever lost to fraud
4.9★
Average rating from 180K+ reviews
Testimonials
Trusted by Clients Globally
From first-time savers to seasoned executives, Vaultstone delivers.
Security & Compliance
FDIC Insured
AES-256 Encryption
SOC 2 Type II
ISO 27001
PCI DSS Level 1